The EU's latest ruling on car insurance and the abolition of gender-based pricing means that if Brits wish to get lower premiums they will have to consider other means of proving their safety on the road.

With this in mind, founder and chief executive officer of ingenie Richard King stated the move will make a positive step towards the insurance industry treating each policyholder as an individual, with telematics giving bespoke evidence on the proficiency of each motorist.

He commented: "For those renewing their motor insurance after the 21st December, it's an option worth considering to help keep costs down."

Mr King added that black box insurance could be up to 25 per cent cheaper than traditional policies over the coming months.

Steve Chilton, Swinton Group claims manager, recently argued vehicle telematics helps to ensure competent drivers receive the best deals, as they can demonstrate their safety via statistical evidence.

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